Pension fund financial assistance. Financial assistance from the pension fund to pensioners

The legislation of the Russian Federation provides for two types of material assistance to pensioners: state financial assistance is provided through the insurance system of social support for citizens of the country, and material support for a former retired employee or a retired employee from his former employer.

Targeted one-time financial assistance to non-working pensioners from the state is carried out by the department or administration of social protection of the population at the place of registration of the pensioner. It can be: material (monetary), food, clothing, sanitary and hygienic, patronage of socio-medical and social services, as well as cleaning services for premises where elderly people live.

One-time financial assistance to pensioners

How to get financial assistance for a pensioner? Basically, targeted financial assistance is sent to single non-working pensioners and families of pensioners, where all family members do not work and have an average monthly income of no more than 15 thousand rubles. This assistance is provided once a year based on a written application from the pensioner and for certain purposes, for example, for the repair of residential premises (after fires or floods). Such financial assistance to a pensioner is provided on the basis of an inspection report from specialists, checks, estimates of work performed, etc.. Financial assistance to a pensioner can be provided for expensive treatment that the pensioner cannot pay for on his own. Another article of financial assistance for a pensioner is for the purchase of fuel (coal, firewood, etc.), basic necessities, etc.

The grounds for providing targeted financial assistance to non-working pensioners, as well as its amount, are regulated by local governments.

Financial assistance to former employees and retirees

The provision of material support by the employer to retired or former retired employees is carried out on the basis of the provisions of the collective agreement.

There are grounds provided by law for providing financial assistance to retired employees:

Expensive treatment associated with serious illnesses of a retired employee;

Retirement due to age or disability after a long time of work in a given organization.

In order to receive one-time financial assistance, a pensioner must write a corresponding application to the employer (in free form) with a request to provide him with financial assistance. The application must indicate the reason for requesting assistance. If the manager makes a positive decision on this application, then an order is issued on his behalf to provide financial support to the employee (there is no unified form, it is drawn up in free form).

In accordance with Art. 270 of the Tax Code of the Russian Federation, the amount of material support cannot be included in expenses when determining the tax base for calculating income tax, but there is no clear definition of what kind of material assistance fits this definition. If the form of financial support an organization provides to its employees is not related to their work responsibilities, but is aimed at meeting the needs associated with difficult life situations, then these amounts can be included in expenses.

Insurance premiums are not charged for the amount of one-time financial assistance, which is provided no more than once a year and in an amount of no more than 4 thousand rubles, if:

It is provided to persons who have suffered natural disasters;

In the event of the death of a loved one;

In case of birth (adoption) of a child.

In all other cases, the employer must pay insurance premiums on amounts of financial assistance in accordance with Federal Law No. 212-FZ of July 24, 2009. Let us recall that it is valid until the end of 2016. However, the new chapter of the Tax Code of the Russian Federation on insurance premiums does not differ much from the principles of Law No. 212-FZ.

The amount of one-time financial assistance in the amount of no more than 4 thousand rubles provided by an employer to a retired employee or a former employee who is now retired is completely exempt from personal income tax.

The state provides financial assistance for certain categories of citizens. There are quite a lot of programs that provide support. They are carried out by both social protection authorities and employers.

A fairly wide range of people who find themselves in a difficult situation may qualify for help, so it is best, before you start collecting documents, to contact social security and find out which program you will be able to qualify for in 2019. Below we will describe the most popular community outreach programs.

Target contracts

At the end of 2012, changes were made to the laws on social assistance. A new type of support has appeared - concluding contracts with the population. In 2018-2019, these amendments remain relevant. The state, under the terms of this agreement, issues social assistance (including financial assistance), and the citizen undertakes to undergo an adaptation program and fulfill one of the conditions:

• job search;
• undergoing training in a specific profession;
• completing advanced training programs;
• opening your own small business;
• farming.

First of all, the opportunity to receive this type of support is available to needy families who are in difficult situations. According to data from the regions in which the project was implemented as a pilot, 50% of families were able to get out of a difficult life situation, and their income more than doubled. Currently, the program operates throughout Russia. In 2019, its implementation is being carried out with the help of social protection specialists and the Employment Center.

How to get help for large families

Large families can also become applicants for assistance from the state in 2019. They are supported in several ways - in the form of benefits, allowances and payments once a year. For example, in a number of regions, before September 1, large families receive funds to pay for their children’s school fees. A prerequisite is the upbringing of all children in the family, and not in special children's institutions.

Federal law provides for subsidies for large families in the form of reductions in monthly utility bills, child benefits, and payments to mothers (they are treated the same as working people and can receive 1 minimum wage until the youngest child turns 16 years old). Also, families with 3 or more children can receive a plot of land on preferential terms for farming or building a country house.

Regional payments are more varied. First of all, for the 3rd or 4th child, regional maternity capital is assigned (about 100,000 rubles, which can be used for the same needs as the federal one). There are a number of payments that compensate for the cost of purchasing goods for newborns, food and clothing.

For a complete list of benefits you may qualify for, contact your local Social Security office. Increasingly, with the advent of the third and subsequent children, the income of family members is not enough to provide everyone with a decent standard of living. In this case, pay attention to payments to the poor.

Financial support program for the poor

The amount of money per family member is calculated based on data on the income of all able-bodied adults in it. It is necessary to submit certificates for the last three months to the social security authorities. The income amounts are added together and then divided among all family members. If the amount received is below the minimum subsistence level established in the region, then the family receives a special status. She becomes poor.

Every year the cost of living is indexed; in 2019, each region has its own value. You can find out about it at the administration of your district or at the social security department. Its average value in Russia this year is 8,200 rubles.

In some cases no assistance is provided. For example, if the family has one or more able-bodied members, but they do not want to work. The only exceptions are the following cases:

• the need to care for children or elderly relatives;
• loss of property due to reasons beyond the control of the applicants;
• maternity leave;
• inability to go to work due to serious illness.

However, increasingly, assistance is provided only to those families in which all able-bodied members are registered as unemployed or employed (earnings may be minimal). At the same time, the composition of the family can be different, and often it is not only parents and children, but also grandparents and grandchildren.

In 2019, in addition to benefits for education, taxes and housing and communal services, other assistance to the poor is provided. For example, a child has access to the following list of support measures:

1. Meals twice a day in the canteen for school students.
2. Providing a place on the list of beneficiaries.
3. Subsidies for the purchase or free issuance of school and sports uniforms.
4. Children under 6 years of age are prescribed free medicines for illnesses.
5. Once a year, compensation is 50% of the cost of travel for treatment in a sanatorium (applies to one accompanying person).

It became possible for parents in such families to receive:

1. Preferential working conditions.
2. Beginning entrepreneurs do not need to pay a fee for opening an individual entrepreneur.
3. Reducing the retirement age.
4. Obtaining a garden plot out of turn.
5. Lower mortgage requirements and interest rates.
6. Tickets for visiting exhibitions and museum displays (no more than once a month).
7. State payment for nanny services (this assistance is available only to residents of large cities, and details about it can only be found in the social security department at your place of residence).

In addition, it is possible to pay financial assistance in the form of benefits or one-time transfers, which is regulated by regional laws.

Other types of government support in 2019

In 2019, needy WWII veterans can receive one-time targeted assistance of up to 15,000 rubles for the purchase of necessary household appliances, replacement of plumbing equipment or dental prosthetics.

To do this, you need to collect basic documents, write an application and prove the need to purchase equipment or prosthetics. Money to pay for dental services is the easiest to give - to do this, you just need to bring the relevant certificates and an extract from the outpatient card to social security.

Despite the fact that pensioners receive monthly pensions, benefits and additional payments to basic payments, rising prices for food, housing and communal services and non-food products do not allow them to live a decent life. It often happens that pension recipients find themselves in difficult life situations, and therefore they need additional state support. For such cases, financial assistance is provided for pensioners from social security in 2019.

What is financial assistance

Material assistance is financial support from the state for low-income and especially needy sections of the Russian population.

Most often, as such financial assistance, citizens are assigned payments accrued every month, subsidies and benefits for utility services.

There is also one-time financial support, payments for the purchase of the most necessary items in everyday life - clothing, a minimum set of furniture, household appliances. Money is also paid to improve housing conditions if they do not meet housing standards (as a rule, we are talking about interest-free installments).

Social protection authorities are also authorized to provide assistance in kind: food, medicine, shoes and clothing.

Government measures to support pensioners

How financial assistance is processed for pensioners from social security in 2019

In order to receive financial assistance from the state, you need to act according to the following scheme:

1. Fill out an application (at the Department of Social Protection of the Population or the Multifunctional Center), which indicates, among other things, the preferred method of receiving funds - through the cash desk of the SZN branch, by postal order, or by transfer to a personal account.
2. Collect the necessary documents and attach photocopies of them to the application, presenting the original papers to the employee of the authorized body.

You can send your application and documents by letter with a list of attachments or via the Internet through the official website of the State Services.

You can give all the papers in person to an employee of the USZN or MFC.

Where to apply for financial assistance

• Providing financial assistance to pensioners is provided by:
• Ministry of Social Policy.

Department of Social Protection (in this case it is important that financial support is recorded in regional social programs).

What documents will be needed to obtain financial assistance for pensioners?

Deadlines for receiving financial assistance for pensioners

It takes about 30 days from the moment the applicant submits the documents to review the application and documents.

If financial assistance is denied, the pensioner will receive a written notification indicating the reasons for the refusal. If the request for payments is granted, starting from the new month, payments will be made in the manner that the applicant indicated when filling out the application. Applications must be submitted by the 20th of the month.

Additional measures to support pensioners and WWII veterans

Local authorities in certain regions of Russia have established other measures of material support for pensioners and families in which there are people receiving pensions. If all members of a pensioner’s family are disabled, or the applicant is a single pensioner, targeted financial assistance may be allocated for the purchase of finishing materials and renovation of the apartment.

To receive such a payment, you must again contact the social welfare department, where a report will be drawn up after inspecting the home (this may also be a report on fire or flooding). The amount of the benefit will not exceed 15,000 rubles - the money can be paid in a lump sum or as compensation upon payment for the services of repair and construction organizations and the submission of checks to the SZN.

Veterans of the Great Patriotic War who are in financial need can receive one-time assistance in the amount of up to 15,000 rubles for dental prosthetics, purchasing household appliances or replacing plumbing.

To receive funds to pay for dental services, you need to bring to the SZN authorities an extract from the outpatient card and a certificate from the attending physician about the need for prosthetics. To receive money for the purchase of plumbing fixtures and household appliances, you need to prove the need for their purchase.

Legislative acts on the topic Common mistakes

The most socially unprotected category of citizens are people who cannot work due to their age and live on social benefits. The question of what benefits are available to single pensioners in Moscow, and whether there are other groups enjoying privileges, worries older people who are counting every ruble until retirement. This is not easy to find out, since legislation changes regularly. To determine the amount of social benefits and discounts on housing and communal services payments provided to individuals receiving an old-age pension, you need to know what benefits are established for pensioners in Moscow in 2018.

What benefits are available to pensioners in Moscow?

The country is aging, the number of pensioners is increasing, the economic crisis and rising inflation are devaluing pension benefits, forcing older people to cut their needs to the minimum. Understanding the situation and trying to improve the situation, the state is introducing a number of measures aimed at supporting a normal standard of living for the elderly. All options for privileges due are divided into two types - provided at the federal level and sponsored by the local budget. Preferences are divided into several types:

• tax benefits for pensioners in Moscow;
• discounts on utility bills;
• social targeted assistance provided to citizens in need;
• benefits for purchasing medicines, traveling on intercity and city transport, providing treatment, purchasing vouchers.

At the federal level

For an elderly person receiving old-age benefits, regardless of their place of residence, the state guarantees different types of preferences that can be used if necessary. These include:

• Cash monthly payments established for certain groups of citizens - heroes of the Great Patriotic War, veterans of the defense of Moscow, and military operations.
• Preferential rights to exemption from payment of certain taxes – on property, personal income tax.
• Compensation for payments for utilities, contributions for major repairs of an apartment building.
• Tax deductions when purchasing an apartment.
• Benefits for disabled pensioners in Moscow and other persons for the purchase of expensive medicines according to the approved list of medicines subject to compensation.

Local benefits

The federal budget cannot bear the burden of fully providing needy pensioners with the required benefits. Some obligations for payments, discounts and benefits for pensioners in Moscow in 2018 were shifted to local authorities, who are obliged to provide the following privileges to needy senior citizens:

• targeted social and material assistance;
• benefits for payment of transport tax, contributions for land plots;
• compensation for using a landline telephone;
• the opportunity not to pay for waste removal;
• free medical care at home if health does not allow visiting the clinic;
• receiving dental care under a social program;
• a trip once a year to a place of sanatorium-resort holiday according to appropriate medical indications.

Legal regulation

Pensioners in Moscow, like other subjects of the federation, enjoy benefits based on articles of various regulatory documents. Officials rely on the following regulations when determining the amount of the discount and cash payments:

1. Articles 159-160 of the Housing Code of the Russian Federation, stipulating the receipt of benefits for housing and communal services.
2. Decree of the Russian government dated July 17, 1995. No. 710, stipulating the rules for providing preferential medical care to pensioners.
3. Order of the Ministry of Health of Russia No. 225 dated November 22, 2004, establishing the rules for preferential receipt of medicines.
4. Letter from the Social Insurance Fund No. 07 44ШШ dated 02/09/1996, providing benefits for the treatment of combat veterans.
5. Decree of the Government of the Russian Federation dated December 14, 2005. for No. 761, which provides benefits for housing and communal services and other payments for residential premises.

What benefits do Moscow pensioners have in 2018?

Residents of the capital receiving state old-age pension benefits enjoy extensive privileges. These include:

• tax benefits;
• deductions for property tax when purchasing real estate;
• monthly cash and one-time payments provided to needy individuals whose minimum income “does not reach” the subsistence level in Moscow;
• compensation for utilities, gasification, major repairs;
• free or discounted medications;
• medical care, including dental services, compensation for rehabilitation funds, travel to the place of sanatorium treatment.

Tax preferences

Pensioners are exempt from paying some taxes. Benefits are given for the following types of tax payments:

• Tax on real estate owned by a pensioner, if the cost of housing does not exceed 200 million rubles. Real estate refers to residential and non-residential premises (garages, outbuildings registered in the name of a given individual).
• Transport fees, if the power of a car is not higher than 100 hp, or a rowing or motor boat is less than 5 hp.
• Land tax. The right not to pay is given to disabled people, participants of the Second World War, and the Chernobyl accident.
• Personal income tax. Pensions and other income of an elderly person are not subject to this fee.

Tax deduction for working pensioners

If an individual who is on well-deserved retirement due to old age continues to officially work and has purchased real estate, then he has the right to tax deductions when purchasing an apartment. You can apply for a benefit for the previous three years if there is evidence of the purchase of real estate. The deduction is given upon presentation of a certificate of ownership or a contract for shared participation in housing construction.

Social supplement to pension up to the subsistence level in the capital

If a non-working resident of the capital provides local social security authorities with information that the amount of the pension he receives is below the subsistence level (ML) in Moscow, then he is entitled to monthly cash compensation payments up to the minimum amount established by federal legislation. In Moscow in 2018, the size of the PM was 11,560 rubles, in the Moscow region - 9,160 rubles. When paying out funds, the targeted assistance received by the pensioner and all types of subsidies are taken into account.

Subsidies for housing and communal services

Paying for utilities places an enormous burden on the shoulders of an elderly person. The federal authorities are providing benefits to pensioners in Moscow in 2018 for housing and communal services payments. If the total amount of utility payments paid by a citizen who has presented a pension certificate is 3-10% of his income, then he is provided with a subsidy. The amount of compensatory payments is determined individually, taking into account the amount of the pension, paid housing and communal services receipts, and is subject to revision every six months. You can also compensate for the gasification of your home at your own expense.

Reimbursement for telephone expenses

Elderly citizens using a landline telephone, permanently residing in Moscow and receiving pension benefits, enjoy benefits when paying for communication services. The discount amount is 190 rubles. To receive it you must submit an application. The benefit is provided upon presentation of a pension certificate and applies to payment for intracity telephone lines.

Free and discounted medications

An elderly person on a well-deserved retirement can apply for free medications according to the established list approved by the Moscow Government. If an expensive drug was purchased at his own expense, then a resident of the capital can reimburse the amount of money spent once a year by contacting the Social Insurance Fund at his place of residence. You can find out the list of medications provided free of charge or at a reduced cost from the attending physician, who is obliged to provide information about the preference to the patient.

Medical service

The list of benefits for pensioners in Moscow in 2018 expanded significantly due to the introduction of privileges for receiving medical care. Elderly people are entitled to the following preferences:

• Free medical care out of turn in clinics at the place of residence of the pensioner.
• Providing vouchers for sanatorium-resort treatment according to doctor’s indications.
• Discounts in pharmacies when purchasing medications.
• Full or partial compensation payments for the acquisition of technical rehabilitation equipment by an elderly person, according to medical prescriptions.
• Compensation for the price of dentures made in public clinics.
• Other types of social targeted medical care provided individually.

Monthly compensation payments to working pensioners

Officially employed citizens often do not know about the additional payments due. Working elderly people whose income, including pension benefits, varies between 12,000-20,000 rubles can receive compensation benefits. You can count on additional payments when working in an approved list of professions, which includes librarians, nurses, paramedics, janitors, kindergarten teachers and other citizens. Monthly compensation payments are assigned to people with proven health problems, regardless of profession or position.

Luzhkov payments

The list of benefits for pensioners in Moscow in 2018 includes the Luzhkov bonus. Obtaining it is associated with some difficulties, since the amount of assistance is tied to the value of the social standard of Moscow and the PM. Pensioners who have lived for at least 10 years in the capital with low incomes receive an additional payment up to the social standard adopted for the given period, which is 14,500 rubles for 2018. If a pensioner has lived in Moscow for less than 10 years, then he can only claim an additional payment up to PM, the amount of which is smaller and amounts to 11,560 rubles.

There are no automatic accruals. To receive an additional payment, contact the MFC or the Pension Fund branch at your place of residence with the necessary documents. Required to present:

• a passport with registration proving ten years of residence in Moscow;
• SNILS;
• pensioner's ID;
• application for additional payment.

Transport benefits for pensioners in Moscow

Persons receiving pension payments can travel around Moscow for free using buses, metro, trolleybuses and trams. These benefits for pensioners in Moscow in 2018 are possible upon receipt of a Muscovite social card, or a travel ticket issued by the social security fund. To receive it, you must have permanent Moscow registration. Pensioners present to the employees of the Moscow RUSZ the required package of papers for the right to preferential travel. This includes documents, a full list of which can be found by calling the social security department hotline.

Features of preferences for certain categories of pensioners in 2018

Certain categories of capital residents have advantages in accordance with the rules established by federal and regional legislation. The preferences differ from the main privileges of Moscow citizens receiving age-related pension benefits. Social protection measures for such Muscovites are extensive and include a variety of discounts, compensation and cash assistance. There are several groups that are entitled to individual benefits:

• lonely people;
• persons receiving “military pensions”;
• disabled pensioners;
• labor veterans.

Lonely and poor

Frail elderly citizens living alone, without the help of close relatives, can count on the following list of benefits:

• Discounts on utility bills and major repairs. Pensioners over 70 years of age are provided with 100% compensation.
• Free production and installation of dentures, incl. from expensive materials.
• Free medicines or discounts on the purchase of medicines.
• Extraordinary medical care in hospitals, clinics, and at home.
• Targeted household assistance for the purchase of food, necessary items and medicines.
• Assistance from nurses in caring for elderly citizens deprived of the ability to self-care.
• Free or discounted services of housekeepers for cleaning the apartment.
• Funeral services with discounts.

Benefits for military pensioners in Moscow

Citizens who served in the army and former military personnel have special prerogatives, even if they have not reached the age required to accrue social state age benefits. They are given the right:

• Receiving compensation for housing and utility bills. Persons who have reached retirement age can apply.
• Do not pay land, road, property taxes.
• Place a child in a kindergarten or other preschool within 30 days after submitting the application.
• Free travel on city and intercity transport.
• Treatments once a year in a sanatorium-resort-type institution are free of charge according to medical prescriptions and health status.

For disabled pensioners

Regional legislative bodies established special benefits for pensioners in Moscow in 2018 who have a certificate of disability. These citizens have the following privileges:

• do not pay property taxes;
• receive a special regional pension supplement;
• enjoy free travel on any public transport, except minibuses;
• are provided with free rest in a sanatorium based on the instructions of the attending physician.

Labor veterans

The state encourages long work experience and active professional activity, rewarding individuals with special privileges. The following benefits have been established for retired labor veterans in Moscow in 2018, if they have confirmed data on work experience of more than 40 years:

• free travel on all types of public transport, with the exception of minibuses;
• compensation of up to 50% of utility bills;
• the right to unpaid two-week additional leave for employees;
• preferential dental services in state clinics;
• discounts on medicines, medical care services;
• regional additional payments to PM in Moscow;
• monetization of discounts if a person refuses privileges.

Video

There are various situations in life when it is quite difficult to cope with financial difficulties on your own, for example, a serious illness, dismissal from work, etc. You can, of course, contact commercial and various charitable organizations, but first you should find out what the state offers.

Who is entitled to one-time financial assistance?

In Russia, there are several categories of citizens who are provided with one-time cash payments under certain circumstances. This is a fairly wide list of people who find themselves in difficult financial and life situations. Currently, one-time financial assistance is available to the following categories of citizens:

1. 1. WWII veterans can receive small targeted financial assistance for dental prosthetics, the purchase of irreplaceable household appliances, and replacement of plumbing fixtures.
2. 2. Needy pensioners and families of pensioners (provided that there are no able-bodied family members) can count on receiving funds for repairs at their place of residence. Payment is made on the basis of a drawn up inspection report of the premises.
3. 3. Single mothers raising children. In this case, the child must be the first, no older than 6 months. and the mother’s income does not exceed the subsistence level. Assistance is provided specifically for the purchases necessary for the child.
4. 4. Families raising disabled children whose family income does not exceed 1.5 times the subsistence level in a given region.
5. 5. Women who have given birth to two (or more) children.
6. 6. Pregnant women up to 12 weeks.
7. 7. Mothers at the birth of a child (can be received within 6 months after birth).
8. 8. Families who have taken in a child (adoption, guardianship).
9. 9. Families who have adopted a disabled child under 7 years of age.

Additional list of those who are entitled to one-time benefits from the state:

1. 1. Wives of military personnel undergoing conscription service who are pregnant for a period of 180 days or more.
2. 2. Widowers/widows/children of deceased WWII participants may apply for payment for the arrangement of a grave.
3. 3. Students can apply for a one-time benefit if difficult life circumstances arise (death of a close relative, accident, illness, birth of a child). In this case, orphans, disabled people, from large/low-income families, etc. will have priority rights. The final decision is made in accordance with the charter of the given university, etc. Since this payment is state-funded, it is provided exclusively to students in government-funded places.

Where can I get financial assistance?

Different types of social assistance require contacting different organizations to receive and submit documentation. If a citizen applying for benefits has permanent employment, apply directly to the employer. In other cases, the following organizations are available to receive benefits:

• district administration;
• social protection;
• multifunctional centers for unified submission of documents;
• dean's office of the university;
• Internet portal State Services.

When submitting documents by any method, you must remember that a response about the decision must be received no later than 10 days.

What documents need to be submitted?

There is a mandatory list of documents that will have to be submitted in any case:

• an application, usually written in free form, or an institution form is provided;
• passport (copy);

Additionally, depending on the type of assistance requested, you must collect:

• birth certificate;
• certificate for the child issued by the registry office, form 24;
• certificate for the child issued by the registry office, form 25 (if paternity is unconfirmed);
• a certificate stating that the second parent did not receive this payment;
• a copy of the work book;
• certificate of family composition, form 9;
• pension/disability certificate;
• package of supporting documents (certificates of income of all members);
• pregnancy certificate;
• WWII veteran certificate;
• document on divorce and/or deprivation of parental rights;
• documents on adoption or taking a child (several children) into care.

A complete list of required certificates and copies in each specific case can be obtained at the place of their submission.