What is the size of the survivor's pension. How the survivor's pension is calculated and paid. When was the last promotion

The exception is able-bodied temporarily unemployed citizens who are financially supported by other people. Such citizens are not considered dependents.

It is important to understand that the article describes the most basic situations and does not take into account a number of technical points. To solve your particular problem, get legal advice by calling hot lines:

Conditions for Granting a Survivor's Pension

Pension for the loss of the breadwinner to whom is entitled to the citizens specified in clause 2 of Art. 10 ФЗ No. 400 dated 28.12.2013(as amended on 12/29/2015). In accordance with the legislation, persons applying for the PPPK include disabled categories of citizens, such as:

1. Family Citizens the deceased breadwinner, who were recognized and fully supported by the latter, or received from him a cash benefit, which is for them the main financial source for life.
2. Grandchildren, sisters with brothers, children(adoptees and relatives) of the deceased breadwinner, who at the time of the latter's death was not yet 18 years old.
3. Close relatives deceased, who at the time of his death were from 18 to 23 years old and who are studying in one of the educational institutions of Russia or another state (provided that the student has an international agreement-referral to study). The right to use the retirement benefit will be lost when the student graduates from an educational institution or reaches the age of 23.
4. Close relatives, regardless of their age, who have received disability until they come of age.
5. Spouse(husband), adoptive parents, parents, grandparents of the breadwinner who have received a disability or have reached retirement age (55 years old - women, 60 years old - men). At the same time, these groups of citizens should not have other close relatives who can provide financial assistance necessary for their existence.
6. Close relatives caring for the children of the deceased breadwinner, who have not reached the age of fourteen and have the full right to receive a PPPK.

Calculation of the size of the survivor's pension

Survivor's pension in 2018 calculated according to the formula approved Art. 1 FZ No. 400... The formula is as follows:

SPPK = IPK x SPK, where

SPSPK- the size of the insurance pension in the event of the loss of the breadwinner;

IPK- the individual pension coefficient of the deceased breadwinner;

SPK- the cost of one pension coefficient as of the day from which an insurance pension is assigned in the event of the loss of a breadwinner.

Art. 17 ФЗ № 400 establishes a fixed amount for pension payments due to the loss of a breadwinner in the amount of:

• 2491.45 rubles(50% of the base value).
• children who have lost both parents - 4982.9 rubles(100% of the base value).

Indexation of survivor's pension in 2018

Every year the amount of benefits provided for any reason, including deprivation of a breadwinner, is increased by the state in accordance with the growth rate of prices for goods and services. This process is called indexing.

It is legally stipulated that increase in insurance pensions produced on February 1st. The indexation of the survivor's pension in 2018 was postponed a month earlier and took place January 1st... The carryover was associated with a fixed amount of increase - 3,7% , - independent of inflation.

After indexation, the average survivor's pension amounted to 8900 rubles, the cost of PKI has reached 81.49 rubles, and the base part - 2491.45 rubles with the deprivation of one parent and 4982.9 rubles while depriving both.

The procedure for obtaining a pension for the loss of a breadwinner

List of documents

The FIU should collect and submit the following documents for registration of a pension payments in connection with the death of a breadwinner:

• statement;
• a document confirming the identity of the applicant - persons with Russian citizenship must show a passport, and people who do not have citizenship must submit a certificate of permanent residence in Russian territory;
• certificate of relationship between the applicant for pension payments and the deceased breadwinner;
• certificate of the availability of compulsory pension insurance (SNILS);
• a document to confirm the existing insurance experience of the deceased (work book or certificate) - the certificate must indicate: the name of the deceased, date of birth, position and name of the company where he worked, duration of work;
• a certificate confirming the death of the breadwinner - it must indicate the cause and date of death of the citizen.

Payment of an insurance pension for the loss of a breadwinner

Survivor's pension after 18 years and in other cases it is paid every month. A pensioner has the right to receive benefits in person or to use the services of a representative. At the same time, a trusted citizen has the right to receive a pension only during the period of validity of the power of attorney.

As already mentioned, a pensioner has the right to receive benefits in the way he has chosen. There are several such ways:

1. By mail... In this case, the pension will be paid in accordance with a certain schedule.
2. Through a banking institution... The pensioner's money will be credited to the bank account, and he, in turn, will be able to receive it at the bank's cash desk or on a bank card.
3. Through the shipping company pension benefits to the population. A complete list of such organizations is available at the PFR branch. The procedure for receiving money in this case is completely identical to the procedure for receiving pension money through the Russian post office.

An example of calculating an insurance pension for the loss of a breadwinner

In February 2017, the death of a man who was a disabled person of the second group was recorded. In order to receive an insurance pension on the occasion of his father's death, Alexey, the man's son, turned to the MFC, accompanied by his own uncle (the teenager was only 15 years old at the time of the appeal). The son has submitted an application and the necessary documents. The deceased's IPC was 85 points.

When calculating the allowance, the FIU employees used the formula SPPK = IPK x SPK + FV * 50%. As a result, an allowance was calculated in the amount of 9056.35 rubles... Ten days after filing the application, Alexey came to the department and found out the amount of future payments. When choosing the option of receiving a pension, the citizen gave preference to a bank card.

Conclusion

Summing up the article, you need to focus on several key points:

1. Everyone has the right to receive a pension due to the death of a breadwinner. disabled citizen, which is part of the family of the deceased, regardless of gender, age and degree of relationship.
2. An insurance pension is assigned for the entire time period during which a citizen who has lost a breadwinner will be recognized as incapable of work.
3. When assigning a pension payment for two children, the calculation of the allowance is made for each of the children according to the formula.
4. A citizen has the right, at his will, to opt for the best option for receiving a pension.
5. To receive benefits, you should contact local branch of the MFC or the FIU.

The most popular questions and answers to them on the survivor's pension insurance

Question: My name is Irina. My husband is a soldier with the rank of ensign and holds the post of company foreman. We have two children - 19 and 2 years old, so I am on maternity leave. The eldest daughter is studying at the university.

Our family lives with my husband's mother (75 years old), who does not work. That is, my husband is the only breadwinner for our family. During the execution of a combat mission, the husband was severely wounded. He died of his wounds in the hospital. I had a question: “Is there a pension for the loss of a breadwinner for the wife of the deceased, his parents and for the child, what is its value, and also whether full-time student survivor's pension(if so, until how many years)? "

Answer: Irina, according to ФЗ № 166, all disabled family members of a deceased soldier are entitled to receive a state survivor's pension in 2017. Full-time students are eligible for payments until graduation, if the age does not exceed 23 years.

In this case, the size of the survivor's pension is equal to 200% of the value of social. pensions (p.p. 1, p. 4, art. 15, FZ No. 166 of 12/15/2001 as amended on 07/03/2016). And the amount of social pension is approved in the amount 4805.11 rubles(Clause 1, Clause 1, Article 18 of the Federal Law No. 166).

Under insurance pensions children under 18 years of age (up to 23 years old in full-time education) are meant monthly compensation payments for the work or performance of the official duties of the deceased breadwinner until the appointment of an appropriate pension to him. In turn social pensions accrued in the social security format. *

(* This has a complete analogy with, paid as in the form social insurance, and in the form state social security. )

The conditions and procedure for providing these compensations are established in the articles of federal laws:

• "On insurance pensions" dated 28.12.2013 No. 400-FZ;
• "On state pension provision in the Russian Federation" dated 15.12.2001 No. 166-FZ;
• on pension provision for servicemen and their family members dated 12.02.1993 No. 4468-1.

The following categories of citizens can count on pensions:

• insurance pension- children of workers (with official work experience);
• military pension- family members of military personnel;
• social pension- children of disabled citizens who did not have insurance (labor) experience;
• state pension- children of citizens affected by radiation and man-made disasters.

Read more about the types and amounts of pension provision in Russia (including pensions assigned to children) on a specialized portal pensiology.ru.

The child's representative (parent, adoptive parent, guardian or guardian) has the right to apply for this type of pension provision at any time after the occurrence of the corresponding right, but until the child becomes able to work.

Survivor's insurance pension

In general, the law provides for the assignment of insurance pensions to citizens who paid insurance premiums for compulsory pension insurance, and their dependent family members. In this case, the pension authorities take into account the following circumstances:

• when calculating a pension, the concept is used insurance experience- the period of performance of certain work by the breadwinner, for which deductions were made to the Pension Fund (Pension Fund);
• seniority, the amount of contributions paid to the Pension Fund, temporary refusal to receive an insurance pension (optional) affect individual pension coefficient(an indicator showing the pension rights of the recipients of accrual);
• other concepts related to pension provision for children and other dependents in the event of the loss of a breadwinner are reflected in Art. 3 of Federal Law No. 400-FZ;
• minor children who have already received a pension (for example, a social disability pension), for whom the breadwinner's income was the main means of subsistence, are given the right to switch to his insurance pension payments.

On call - state pension provision

Conclusion

The state guarantees monetary security by regulations least protected members of society after the loss of their breadwinner. An insurance pension can be counted on children of workers, employees and military personnel who died during the performance of duties, as a result of an unforeseen situation or after being injured at work.

The size of children's pension payments will depend on the parent's insurance record, the child's ability to work and age, the conditions of the death of the breadwinner and other indicators. If the child is not entitled to an insurance pension due to the death of his father or mother, he will be charged a social pension.

For the poor citizens of our country, who have or have not accumulated work experience, after the loss of a loved one who supports them, a pension for the loss of a breadwinner can become a worthy financial help. Who is entitled to this payment, what papers need to be collected for its registration, and how the delivery of funds to the dependents of a prematurely deceased person will take place, we will talk in this material.

A payment such as a pension paid for the loss of a breadwinner is in fact the labor pension accruals of the deceased, who still has relatives. According to the law, these payments cannot be transferred in a will, however, provided that the citizen has wards requiring maintenance, the state undertakes to pay the funds sought to them.

The grounds for paying this pension accrual to relatives may be:

• death of the breadwinner;
• official recognition of this citizen as missing.

However, only one document can become the basis for receiving benefits - a death certificate. However, if a loved one is missing, and the deadline for recognizing him as missing by law is met, relatives can do the following:

• file a lawsuit to establish the mentioned status for the missing person;
• on the basis of a positive decision of the court, obtain a death certificate from the registry office.

Only on condition of official confirmation of both statuses of the breadwinner, his relatives can apply for benefits.

The survivor's pension is a source of material income, the only one that remains with the dependents of a deceased person

Who is entitled to payment

In order to use the former labor pension of a deceased relative, you must have the statutory rights to do so. Such rights are possessed by the so-called dependents - people who, during the life of a citizen, were completely dependent on him materially. Let's see to whom such a definition may apply.

The breadwinner's children

So, the first category of citizens who can apply for benefits are the children of the breadwinner, who was declared absent or who died. Immediately it is necessary to indicate that this category includes persons who can be not only the native children of a citizen, but also:

• adopted children, wards, etc .;
• brothers and sisters;
• grandchildren and granddaughters.

Let us consider in the following table under what conditions the children of the breadwinner will receive benefits after their loss.

Table 1. In what cases children are entitled to receive the pension we are interested in

Please note: the children of the breadwinner can receive the payment we are interested in regardless of whether both parents were married at the time of the death of one of them. The only obligatory basis for receiving funds in this case will be the proven fact of the existence of family ties between the child and the parent. The documentary evidence in this case will be:

• birth certificate of the child, which contains information about the parents;
• a document confirming paternity.

By the way, there is a category of children who, even if all the conditions listed in the table are met, will not be able to receive money after the death of the person who previously contained them. It includes emancipated persons who, even before coming of age, received recognition of their legal capacity. This category includes:

• children who entered into an official marriage before the age of majority;
• citizens working on the basis of an employment contract;
• persons who, with the permission of official representatives, are engaged in entrepreneurial activities.

Spouses

The second half of the deceased who are incapable of independent support are also dependents by law, and may become recipients of the cash payment in question. In the event that the incapacity for work did not occur immediately after or before the breadwinner left for another world, but after a while, they retain the right to receive the required funds.

Disability spouses can be considered:

• reaching the current retirement age and retirement by the spouse;
• the acquisition of disability.

The allowance in question may be paid to the widowed spouses even if they remarry, however, only if the following conditions are met, under which:

• the conclusion of a new marriage relationship occurred after the death or natural death of the breadwinner;
• the registration of documents for obtaining the sought pension took place before the conclusion of the second marriage.

Parents and grandparents

The mother, father, as well as the grandparents who were dependent on the deceased can also receive his pension accruals. In this situation, several conditions are also required:

• these persons must become incapacitated, that is, have a disability or retire, become ill;
• the mentioned citizens should not have relatives or other persons who, according to the law, have an obligation to provide them.

At the same time, disability for parents, as well as for spouses, can occur some time after the death of the breadwinner, and at the same time they will retain the right to receive funds.

Adult Relatives Caring for the Children of the breadwinner

Another category of persons who are entitled to receive the state benefit under consideration are the brothers and sisters of a citizen who have already reached the age of majority, and at the same time, after the death of a loved one, have taken upon themselves the obligation to take care of his children.

Benefits in this situation are paid on condition that the breadwinner's children have not yet turned 14 years old. Pension accruals are provided to only one person, regardless of how many children are left with a brother or sister in care.

In this situation, it does not matter at all how many people really help children financially. Provided that there are several children under the care of the missing person's brother or sister, payments will continue until the youngest of them reaches the age of 14.

Note: only a relative who does not have any source of income can receive payment of funds for the maintenance of the deceased's children. In this case, the absence of such a source can also mean:

• being registered at the labor exchange;
• job search.

Adopters and adopted children

As natural children and parents, also adoptive parents and adopted relatives of a citizen have the right to receive part of his pension. So, for example, the stepmother of a citizen can receive money along with his own mother, provided that she is provided with a document confirming that the stepson or stepdaughter has been dependent on her for at least 5 full years. Conversely, adopted children who have provided proof of being raised by a citizen during the mentioned period can receive her labor pension as payments for the loss of a breadwinner.

In addition to the listed persons, according to the law, no one else is entitled to receive payments due to the death of a citizen. So, for example, a girlfriend or friend of the deceased, even being dependent on him all his life, cannot continue to exist on the payments in question.

How to apply for a pension

If you are legally entitled to receive money due to the loss of a breadwinner from the state, you need to contact the local branch of the Pension Fund of the Russian Federation. There you will be given an application in which you will need to enter the following information:

• information about the applicant for the receipt of funds (full name, passport details, registration, etc.);
• data on the deceased citizen (breadwinner);
• list of persons who are entitled to transfer funds;
• bank account details for transferring payments;
• grounds for receiving money.

To fill out this application according to the rules, you must first collect a package of documents. It has a mandatory and individual part, which includes papers proving your rights to receive payment and determining some of the nuances concerning it.

So, the mandatory part includes such documents as:

• applicant's passport;
• death certificate of the breadwinner;
• a document proving the kinship of citizens;
• work book obtained from the employer of the deceased citizen.

The individual part may include the following documents:

• confirming the identity of the deceased (passport, driving license, ID, etc.);
• a certificate of the amount of the average income of the breadwinner;
• official confirmation of the fact of caring for a disabled person;
• official proof of being dependents for the adopted or adopted children of the deceased;
• documents confirming that the deceased or missing mother, who acted as the breadwinner, raised the dependent child on her own;
• a certificate from the university confirming that the dependent is a full-time student;
• a certificate proving that the beneficiary is unemployed and has undertaken the obligation to take care of the deceased's children;
• paper on the death of the second parent;
• medical certificate of disability of the dependent;
• a court decision on granting the breadwinner the status of missing or deceased;
• a document proving the absence of a source of income;
• a document confirming the presence of registration on the territory of Russia on a permanent or temporary basis;
• paper proving that a dependent citizen with Russian citizenship permanently resides abroad.

The above documents, both mandatory and collected on an individual basis, must be submitted by the dependent to the Pension Fund in the form of originals and paper copies.

After submitting all the necessary documents and applications, the case will be considered up to 10 days. Provided that the fund receives all the information of interest, and it turns out that your requirements for receiving funds are legitimate, you will receive a survivor's pension.

This payment is made only once. It will be credited to your account until the end of the period specified by law, for example, you will not reach 18 or 23 years old.

Please note: there are two important nuances on the basis of which a pension can be assigned to dependents.

1. A deceased person who is the breadwinner of his relatives has at least one day of work experience.
2. The death of the breadwinner occurred without his personal intervention, that is, not in view of:

• self-infliction of harm to one's own health;
• committing any criminal offense.

If the circumstances are such that one of the above conditions is not met, payments are not due to the citizen's relatives.

What payment is due to those who have lost the breadwinner

The amount of payment that dependents claim is determined based on many factors that directly affect it. It consists of two segments:

• fixed charge;
• insurance.

So, fixed charges are divided into categories:

1. Category one- funds for dependent orphans. Accruals for these citizens are 4,982.90 rubles.
2. Second category- other disabled relatives of dependents. For them, the amount of the fixed part of the payment is 2,491.45 rubles.
3. Third category- residents of the far north. The principal amount paid for them is determined among the two categories listed above. Then the regional coefficient, which is relevant for a particular citizen, is applied to it.

The individual or insurance part of the survivor's pension benefit will be determined by the following formula:

A = B: (C * D): E + F

• Where A - the value of the estimated pension savings of the deceased;
• B - the number of months included in the estimated period of payment of labor pension accruals;
• C - the ratio of the monthly duration of the insurance period of the deceased to 180 months. At the age of 19, this indicator is equal to a year (12 months), then every year it increases by 4 months until it reaches 180 units.
• D is the number of dependents left with the breadwinner who are entitled to the payment of this pension.
• F is a fixed part of the labor pension.

Provided that the deceased citizen at the time of death received insurance pension payments for old age or in view of obtaining the status of a disabled person, the size of the survivor's pension will also be determined taking into account the said insurance payments.

In addition, special circumstances may also be taken into account, due to which dependents may receive an increased pension. Let's consider them in the following table.

Table 2. Factors affecting the increase in the size of pension accruals for the loss of the breadwinner

Note: the amount of the pension accrual paid for the loss of the breadwinner does not depend on the length of service accumulated by the deceased at the time of his death.

Is it possible to simultaneously receive several types of pension accruals

According to the letter of the law, only some categories of citizens have the right to receive several pension payments at the same time, and one of them will be material support for the loss of a breadwinner. These are the following persons:

• parents of the military;
• military widows who have not formalized a new marriage;
• relatives of citizens who have suffered during disasters related to radiation incapable of independent work and support.

The listed citizens quite legally receive several pension payments at the same time.

Delivery of pensions to minors

The delivery of the pension accrual under consideration can be carried out in two main ways:

• through the bank, by crediting funds to the pensioner's account;
• through post offices or other organizations that are involved in visiting retirees and receiving pensions.

If a pensioner is an adult, then there are no questions, he just chooses a more convenient way. However, when it comes to receiving funds by minors, the question also arises of who exactly will receive the next accrual:

• the pensioner himself;
• its legal representatives.

Provided that the child has reached the age of 14, he / she acquires the right to communicate independently with a specialist bringing a pension, or to manage a personal savings account. However, usually until the age of 18, such unauthorized handling of a pension is not practiced for security reasons, and the money is delivered to the name of the parent or to his bank account.

Each pension accrual is accompanied by a delivery document. However, the funds credited to the account can also be spent by the guardian of a minor pensioner, and this does not require the permission of the guardianship authorities.

Let's summarize

Applying for a survivor's pension often becomes a very sad event, but a necessary one. Indeed, without the money of a deceased person, his relatives cannot exist, who are independently unable to provide themselves with material benefits due to objective circumstances. In order to receive funds after the loss of a breadwinner, it is necessary to have some kind of official connection with him, confirmed in a legal way, that is, by providing any documents.

Registration of the payment we are interested in is a rather long matter, since you must first collect a rather impressive package of documents, as well as visit the Pension Fund and wait for its decision on your case. If the information in the submitted papers turns out to be enough, and you really are entitled to payments, from the date of submission of all documents, the official enrollment of the survivor's payment will begin.

Video - Survivor's Pension 2018

One of the types of insurance retirement benefits in the Russian Federation is a payment on the occasion of the loss of a breadwinner. Its main points are regulated by law. "On insurance pensions", namely:

• conditions of appointment;
• establishing the circle of persons entitled to it;
• determination of the amount of the pension;
• terms and methods of payment and delivery.

The main recipients of this type of pension are children of the deceased breadwinner, although the full circle of persons is not limited only to them. To establish compensation, the future recipient (parent, guardian) must contact the FIU at the place of residence with a package of documents. The term for their consideration will be 10 working days. In some cases, this period can be extended up to three months.

The main condition for obtaining insurance coverage is disability its recipient. However, the establishment of insurance amounts is not limited only to this requirement - their range is much wider.

It is also worth noting that some facts may lead to the complete termination of the payment of insurance coverage, as stated in Art. 25 law "On insurance pensions".

Who is entitled to the payment of pension after the death of the insured person

According to Art. 10 of the above law have the right to the relatives of the deceased who meet the basic requirement - being dependent on the breadwinner during his lifetime.

The establishment of family ties is carried out in accordance with the norms of family law. Among the category of close relatives eligible for survivor pension benefits, the following:

• Minor children, brothers, sisters, grandchildren. After the age of 18, the right to them remains in two cases:
  • up to 23 years of age upon admission to study (it is important to study full-time);
  • for life upon receipt of a disability by a given age.
• Parents, spouse, grandmother, grandfather who have reached the age of the recipient of the pension, or who have lost the ability to work.

There is also peculiarity determining the right to payment after the death of the insured person for the category of adult relatives caring for the children or next of kin of the deceased, under the age of 14... In this case, it will not be a prerequisite for them to be dependent on the breadwinner, but the absence of official labor activity will have a decisive role. Such persons include parents, spouse, grandmothers, grandfathers.

It should also not be forgotten that adopted children have the right to pensions on equal terms with their own children, and adoptive parents - on equal terms with their parents. Upon adoption, minor children also retain the right to this type of pension.

The size of the pension for the loss of the breadwinner in 2019

Loss of breadwinner will depend on several components:

• quantity and deceased;
• the duration of the breadwinner's labor activity, as a result of which he was transferred to his personal account.

To calculate the amount of the payment, the following applies. general formula:

SP = IPK x SPK + FV,

• Joint venture- the size of the insurance pension in case of loss of the breadwinner;
• IPK- the value of the individual pension coefficient of the breadwinner;
• SPK- the cost of one such point on the day of the appointment of the payment;
• PV- the size of the basic payment.

A feature of calculating the sum insured for a deceased insured person who has already received a pension is the use of an individual coefficient that has already been used to calculate the payment or (including early).

Despite the fact that it is a firm value set by the state, its size can be increased in the following cases:

• double orphans are paid for each child;
• to citizens living in the Far North and areas equated to it, it is calculated taking into account the regional coefficient applied in these areas.

As for, it too has a number of features when establishing payment:

• for full orphans, the individual scores of both parents are summed up;
• for children of a deceased single mother, this value doubles;
• if the deceased breadwinner has the right to an insurance pension during life and there is no application for its appointment, increasing coefficients may be applied.

Like a fixed amount, they are set by the government of the Russian Federation. According to the adopted legislation, the values ​​of these values ​​are subject to annual indexation by the price growth index for the past year.

Adjusted for inflation last year, the indexation coefficient in January 2019 was 1.0705. Consequently, the values ​​of the values ​​of SPC and PV are currently equal RUB 81.49 and RUB2,491.45 respectively.

How is the pension paid to dependents?

To establish insurance compensation, it is necessary take next steps:

1. Collect the required package of documents:
   • passport or residence permit (depending on citizenship);
   • death certificate of the breadwinner or a court decision on his unknown absence;
   • documents confirming relationship with the deceased;
   • the breadwinner's work book and other certificates, contracts, extracts from orders, allowing to determine the duration of his insurance experience;
   • additional documents.
2. Apply to the territorial body of the Pension Fund of Russia with a written application.
3. Wait until the result of the examination of documents is received within 10 working days after the submission of the application or after the receipt of the last missing document within three months from the date of the initial application.
4. In case of a positive decision, receive a pension according to the payment method you specified.

When does the payment start?

Date of receipt of survivor's pension depends on two points:

• day of submission of documents;
• day when the right to retirement arises.

Exists Several variants pension payments:

1. If the insured person applies within a year from the date of death of the breadwinner, then the payment will be assigned from the date of death; if the application period exceeds a year, then the pension will be established 12 months earlier than the date of application.
2. If the last missing document is submitted before the expiration of a three-month period from the date of application, then the payment will be assigned from the date of submission of the application, taking into account the payment for the missed months.
3. The transfer of a citizen from one type of pension to another implies the beginning of payment from the next month after the insured person submits an application for transfer, but not earlier than the emergence of the right to this type of pension.

In the latter case, a positive decision by the FIU specialists can be made if the amount of the survivor's pension exceeds the amount of the already established payment.

In any case, you can apply for a survivor's pension at any time from the day you become entitled to it.

Until what age is the survivor's pension paid?

The insurance benefit for the loss of the breadwinner is established for the entire period confessions a person receiving a pension, disabled... This fact is the main such pension.

Can be distinguished individual cases up to what age it is paid:

• before the age of 18;
• up to 23 years old if the child continues to study in the full-time department;
• before graduation, if this period comes before the age of 23;
• for life, if by the time of majority there is a certificate of disability;
• until the child turns 14 years old, if it is a question of payment to an unemployed relative caring for him;
• for life, if we are talking about a spouse, parents, grandmother, grandfather who have reached the retirement age of 60 and 55 years (for men and women, respectively).

Thus, for the age up to which the pension for the loss of the breadwinner is paid, the category of its recipient is affected... This period may not be limited.

Is it paid after marriage?

A special case of payment of pension benefits upon the death of the breadwinner-spouse is the further marriage of his spouse. It should be noted that according to clause 7 of Art. 10 of the law "On insurance pensions" this fact is not an obstacle to the possibility of obtaining an insurance benefit for the loss of the breadwinner, if there is a right to it.

Consequently, upon entering into a new marriage with the spouse of the deceased insured person the right to pension will remain, and she will continue to receive it at the same size.

Payment for students on academic leave and serving in the army

Also, special cases of transferring an insurance pension are the following:

• academic leave;
• Military service.

In the first case, we are talking about full-time students who need to take an academic leave for one reason or another. Moreover, the reasons can be very different: the disease, and their own desire, and maternity leave. It is worth noting that this fact, as well as the reason for such a vacation, does not matter. The citizen continues to be a full-time student, which means eligibility for survivor's pension before graduation or until they reach the age of 23 with him persists.

In the second case, we are talking about a citizen who has already turned 18 years old. After entering an educational institution for the full-time department, he decides to quit his studies and go to the army. This fact will undoubtedly become an obstacle to the possibility of receiving a pension and payment to him will be terminated... The rationale for this fact is the fact that this citizen is fully supported by the state while serving in the army. However, after returning and enrolling in studies, a full-time student can again claim a survivor's pension until he turns 23.

When do you stop paying dependents' pensions?

Retirement benefits for dependents can be terminated altogether in the following cases:

1. the end of the study period;
2. expulsion from an educational institution;
3. transfer from the full-time department to the evening or part-time form of study;
4. recognition of the recipient of the pension as able-bodied;
5. availability of documents or circumstances affecting the right to receive such a pension;
6. appointment of another type of pension provision;
7. after six months from the date of suspension of the payment;
8. written refusal of the recipient from the insurance payment.

The termination of pension benefits for dependents occurs from the next month in which the above circumstances occurred.

In each of the above cases, the citizen is obliged inform the FIU in a timely manner about the circumstances affecting the continuation of the payment or its cancellation. This must be done to prevent overpayment, since in the event of its occurrence, excess amounts will be withheld from the pension or collected in court.

Methods of payment and delivery of pensions

The survivor's insurance pension is a monthly payment and is transferred to the recipient for the current month.

Ways to pay compensation upon the death of the breadwinner depend directly on the recipient:

• if this is a minor child or a person who has reached this age, but is recognized as incompetent, then the accrued amount is due to the parent or guardian;
• if this is a teenager who has reached the age of 14, then he has the right to independently apply for the establishment of a pension;
• if this is an orphan child who ends up in a children's institution, then the amounts due to him are transferred to an account opened in his name by the administration of such an institution in the bank.

You can receive retirement benefits not only in person, but also by power of attorney. The procedure for its issuance is determined by the legislation of the Russian Federation. According to clause 19 of Art. 21 laws "On insurance pensions" in the presence of a power of attorney, the term of which exceeds a year, the pensioner must annually confirm the fact of registration at the place of receipt of the payment.

There are several of this type of pension provision:

• through post offices (it is possible to receive at home or at the box office of the institution);
• through a bank (to a bank card account or directly at a bank branch);

• through a special organization dealing with delivery (at home or in the organization itself).

In the future, the pensioner has the right to change the delivery method, for which he will need to contact the FIU at the location of the pension file and write a corresponding statement.